FAQ

No. It is not necessary. We work with you to determine who your doctors are and in which plans they participate. We then help you choose and enroll in a plan that best meets your needs. You have the freedom to choose your own doctors, and will we propose a plan based on those choices.

We work with multiple companies because everyone’s needs are different. We will review your medications and make sure they are on the plan’s formulary before a recommendation is made.

Yes, absolutely. Our well-trained agents have the knowledge and expertise needed to review your eligibility for various programs and inform you about ones you may qualify for that help pay for your medications.

It is important to sign up for Medicare when you first become eligible to take full advantage of all the benefits. Typically, this means you should enroll prior to your 65th birthday so that your coverage begins on that date.

You are eligible to enroll in Medicare, and receive your Medicare card, beginning three months before, during the month of, and three months after the month in which you turn 65. You must apply within that seven-month period to avoid any late enrollment penalties.

Three months before, during the month of, and three months after the month in which you turn 65. Our agents will help you determine what plan is the right plan for you—Medicare Advantage, Medicare Supplement, or some other option. It is essential that you meet with one of our agents to review your options and to select your plan within that timeframe.